Exact totals
Every card amount must add up exactly to the order total before checkout can begin.
Split the payment.
Keep the sale.
Let a customer pay one high-value order across two or more cards. You manage one purchase, one order reference and one clear payment journey.
- £0 setup
- £0 monthly
- 0.99% per successful split
Try the checkout
See how one order splits
Card 1£1,500.00
Card 2£1,500.00
Merchant receives one order£3,000.00£29.70 TorinTeo Split fee only if the split succeeds
No TorinTeo order minimum.
Merchants can set their own eligibility threshold. This is not credit or buy now, pay later: the customer uses funds already available across their cards.
See the payment journey
A clearer way to recover a high-value checkout.
The customer sees exactly what is left to pay, while the merchant keeps one order, one reference and one place to track the result.
Customer checkout£2,450.00
3 cardsCard 1Confirmed£900
Card 2Ready to confirm£900
Card 3Remaining£650
Card details stay with the payment provider.
Merchant workspaceOrder TT-2048
In progressOrder total£2,450
Paid£900
Authorising£900
Remaining£650
ONE ORDER REFERENCETT-2048
Accepted payment methods
Major cards. One order. Two to five payments.
Split works with credit and debit cards through the connected payment processor. Card availability follows the merchant's Stripe account and processor configuration.
VisaMastercardAmerican Express
Credit cardsDebit cardsProcessor authentication / SCA
One checkout, several cards
Simple for the customer. Controlled for the merchant.
- 01
Choose TorinTeo Split
The customer selects split payment at checkout for an eligible order.
- 02
Set each amount
They divide the total across two to five cards. Every penny must add up to the order total before payment begins.
- 03
Confirm each card
Each card follows the payment provider's normal authentication and fraud checks.
- 04
Complete one sale
You get one clear result and keep one order reference for fulfilment and support.
Works with the way you already take payments
Keep your existing payment provider.
Your checkout sends one order total to Split. Split guides the customer through each card payment and gives you one clear result for the sale.
Your checkoutOne high-value order
→TorinTeo SplitSplit payment journey
→Your processorCard authentication and payment
Financial controls from day one
A split must never become an uncertain order.
Every card amount must add up to the order total before payment starts. Every payment is tracked, completed orders cannot be charged again, and TorinTeo Split does not store raw card numbers.
No duplicate charges
Protected retries stop the same payment action from being run twice by mistake.
Clear recovery
If a card fails, a payment is cancelled or a refund is needed, you can see what happened and what needs attention.
Launch pricing
Pay only when the split works.
No setup fee. No monthly fee. Start with the checkout that would otherwise be lost.
0.99%per successful split paymentProcessor fees remain separate.
Merchant access
Ready to use Split?
Approved merchants can open the workspace now. New merchants can apply for pilot access while live payments remain gated.